Credit
Take your chance when it comes your way; take it today, not tomorrow. Take it whether you like it or not and if you can’t pay for it, borrow.
Kay Sage
SourceLicence:Public domain (US, unrenewed)
Take your chance when it comes your way; take it today, not tomorrow. Take it whether you like it or not and if you can’t pay for it, borrow.
"Credit" is a short, brisk push toward action. The speaker urges the reader to grab an opportunity the moment it appears, and not to wait for a better day. The repeated "take" drives the point home, and the plain, almost bossy tone makes it sound like advice from someone impatient with hesitation.
What stands out is how far the speaker is willing to go. It doesn't matter if you like the chance or not, and it doesn't even matter if you can't afford it: "borrow." The title adds a second meaning here. Credit is both the money you borrow and the trust you're given, so the poem seems to say that daring to act is worth some risk and some debt.
The mood is bold, quick and a little reckless. The short lines and the neat rhyme of "today" and "way," then "pay for it" and "borrow," give it the snap of a slogan, though the advice itself is left open to question.