The speaker is a man who has been told to stop hunting for love and let fate handle it. So he tries. He sits at a bar, notices a woman, and wonders whether to say hello. Instead of acting, he falls back on the same advice: fate will decide. He pictures love arriving by itself, with a soul mate falling into his arms, and meanwhile he just waits.
The repetition of "fate will decide" makes the poem feel like a stuck record, showing how the idea has turned into an excuse. The short, plain lines add to that sense of stalling. Even the "overwhelmed by the choices" line suggests he is more scared than patient. The mood starts hopeful and slightly dreamy, then turns sour in the last line, when the girl of his dreams walks past and he is left with regret. The poem seems to say that fate may need a little help from the person waiting for it.