Lizzy's short poem sets a small, ordinary question against a heavy feeling. The speaker asks "Is it cold," as if making idle conversation, while wiping away tears. The question seems to be about the weather, but the tears suggest the real chill is inside her.
From there the poem admits something painful: the speaker feels her life is "such a waste." She wishes she could pray, which hints that she wants comfort or somewhere to put her sadness. But she says she isn't religious and that this won't change, so that door stays closed. She is left with no outside help to lean on.
The last lines give her "motto": to give up and just live another day. It's a bleak idea, yet there is a flicker of endurance in it, since she keeps going. The mood is lonely, tired, and quietly resigned. The simple rhymes and short lines make the voice sound flat and worn out, as though she has said this to herself many times before.